Frequently Asked Questions
House Of Cars is here to provide you with the answers to our most frequently asked questions.
We understand that, for some, purchasing a vehicle can be an overwhelming experience. Our job is to make the buying process as fast and easy as possible by providing you with answers to our most frequently asked questions.
What’s so special about House Of Cars?
Whether you have good credit, bad credit or no credit at all, we will find the best vehicle tailored to fit your current financial situation and driving needs. Whatever your financial situation, don’t be ashamed, we’ve seen it all. Whether you’re new to Canada, self-employed, been through a bankruptcy, or are a student, we’ll work hard to find your perfect vehicle with a price to match.
Why not other used car dealerships?
We pride ourselves on our unique Credit Rebuilding Program, which is designed to genuinely help people purchase a car even if they don’t have the best credit history. We serve all car buyers no matter your credit score! We carry all makes and models from a sporty Honda Civic to a rugged Chevrolet Silverado! Our promise to you is that if we don’t have it, we will help you find it. We are keen on our customer service, which is why we’ve been winning awards such as “Top Used Car Dealership of 2016” from Alberta’s most reputable organizations.
Do you offer trade-ins?
Yes, we accept all trades at a fair market price. We base the price we offer for trading your vehicle on our expert appraisal of your current vehicle.
Do you offer warranty?
Yes! House Of Cars offers all of our customers a comprehensive warranty.
Do you provide CarProof?
Yes! CarProof and a full mechanical fitness inspection come with all of our vehicles.
How can I rebuild my credit?
An instalment loan is the best way to rebuild your credit. A very effective type of instalment loan is vehicle financing. The key is to make your payments on time (this goes for credit cards, phone and utility bills, as well). By responsibly managing your vehicle instalment loan, credit bureaus will track your efforts and use it as proof that you are trustworthy for future bank loans. Keep in mind rebuilding credit takes both time and patience. Make a point to pay your bills on time, and you’ll quickly re-establish your credit.
What is your credit rebuilding program?
House Of Cars created a program that offers customers the opportunity to rebuild their credit through an auto loan along with our expert advice. Our program gives our customers a simple way to combine all of their existing debt into one easy monthly payment.
I’ve been declined elsewhere. Can I still get approved for financing?
Of course! Even if you’ve been declined before, House Of Cars Inc. will work to get you an auto loan that fits just right. The process is fast, easy and hassle-free! All you need to do is fill out our 30-second online credit application and leave the rest to us. We keep your information strictly confidential and never share it with third-party companies. Once our lenders give us the green light, we’ll work our magic to find you the perfect vehicle.
How long does the process take?
It’s so quick and easy! After you fill out an application, we can start the approval process in just a few short hours. Our process works so fast that, in the best circumstances, we can have you driving away in your new vehicle in just 24-48 hours!
Can I purchase a vehicle if I live out of province?
Yes! We are happy to have many out-of-province buyers. You can come over and drive it home yourself, or we can even ship the vehicle to you!
Are you licensed with AMVIC?
House Of Cars Inc. is an AMVIC licensed auto retail dealer. As an industry leader, we maintain a transparent and honest business that plays by all of the rules & regulations.
